Which backpacker travel insurance is the best fit for you?
You are about to embark on an incredible journey to explore the world. So why should securing backpacker travel insurance be your first step? After all, everything is set, and you are confident that things will go smoothly. Whether your adventure spans a few weeks or a year, I genuinely hope that’s the case. But did you heed your mom’s advice, whispering about what could go wrong?
You might think getting one might seem unnecessary while wondering why you should bother with those monthly payments. However, it only takes one moment to make you profoundly thankful for having it or regretful for not spending those few extra euros each month.
So, before you jump into your next adventure, take a few minutes to read this. Open your backpacker starter pack to Chapter 3. Trust me, the attention you give now could change the entire landscape of your journey.
You are about to embark on an incredible journey to explore the world. So why should securing backpacker travel insurance be your first step? After all, everything is set, and you are confident that things will go smoothly. Whether your adventure spans a few weeks or a year, I genuinely hope that’s the case. But did you heed your mom’s advice, whispering about what could go wrong?
You might think getting one might seem unnecessary while wondering why you should bother with those monthly payments. However, it only takes one moment to make you profoundly thankful for having it or regretful for not spending those few extra euros each month.
So, before you jump into your next adventure, take a few minutes to read this. Open your backpacker starter pack to Chapter 3. Trust me, the attention you give now could change the entire landscape of your journey.
Choose Wisely Your Backpacker Travel Insurance Ally
Protect Yourself
Travel insurance isn’t just a financial safeguard; it can be a shield for your future. Simply put, it could make the difference between handling a medical emergency without sinking into debt, avoiding the need to contract a loan to settle unexpected medical bills, or repurchasing all your travel gear and essentials. Furthermore, it might even ensure your timely repatriation to be close to your loved ones when you need it the most.
Sounds right?
Travel insurance isn’t just a financial safeguard; it can be a shield for your future. Simply put, it could make the difference between handling a medical emergency without sinking into debt, avoiding the need to contract a loan to settle unexpected medical bills, or repurchasing all your travel gear and essentials.
Furthermore, it might even ensure your timely repatriation to be close to your loved ones when you need it the most. Sounds right?
How to choose the proper one?
However, choosing the right one tailored to your needs among all the backpacker travel insurance offers can be tedious and time-consuming. Who wants to spend hours deciphering the terms and conditions of various insurance companies? Well, I was curious (and a bit bored), so I did it, and yes, it takes a lot of time.
Therefore, use this article as a curated guide, presenting insurance options useful for different traveller profiles. Consider this travel insurance guide as a starting point for your research, young explorer, but I strongly encourage you to delve deeper into the specifics yourself. When it comes to safeguarding your adventures, knowledge is your greatest ally.
However, choosing the right one tailored to your needs among all the backpacker travel insurance offers can be tedious and time-consuming.
Who wants to spend hours deciphering the terms and conditions of various insurance companies? Well, I was curious (and a bit bored), so I did it, and yes, it takes a lot of time.
Therefore, use this article as a curated guide, presenting insurance options useful for different traveller profiles.
Consider this travel insurance guide as a starting point for your research, young explorer, but I strongly encourage you to delve deeper into the specifics yourself. When it comes to safeguarding your adventures, knowledge is your greatest ally.
No Ideas about how to travel longer?
Think about it. Doesn’t your mom deserve some peace of mind? Even if she’s sceptical about your expedition, showing her that you care about your safety can lift a bit of the weight off her shoulders. Besides, having an alternative to her magical, miraculous kisses that can heal any wound is a smart move.
Think about it. Doesn’t your mom deserve some peace of mind?
Even if she’s sceptical about your expedition, showing her that you care about your safety can lift a bit of the weight off her shoulders. Besides, having an alternative to her magical, miraculous kisses that can heal any wound is a smart move.
Cover Medical expenses
Medical expenses can vary significantly across countries. In places like Canada and the US, a single night in the hospital can easily cost a thousand dollars. Despite your self-belief, accidents happen. Whether it’s a slippery staircase or a sudden twist of fate with a new environment’s unpredictable sneaky insects and weather. By having backpacker travel insurance, you will in most cases, be covered for those unforeseen medical expenses you may face.
Medical expenses can vary significantly across countries. In places like Canada and the US, a single night in the hospital can easily cost a thousand dollars.
Despite your self-belief, accidents happen. Whether it’s a slippery staircase or a sudden twist of fate with a new environment’s unpredictable sneaky insects and weather.
By having backpacker travel insurance, you will in most cases, be covered for those unforeseen medical expenses you may face.
Repatriation
Picture this: another crisis hits, and your plans shatter. With backpacker travel insurance, repatriation expenses are covered. Life is unpredictable, and the assurance that you can return home if needed is invaluable (unless, of course, you dislike your family, but that’s another debate).
Picture this: another crisis hits, and your plans shatter. With backpacker travel insurance, repatriation expenses are covered.
Life is unpredictable, and the assurance that you can return home if needed is invaluable (unless, of course, you dislike your family, but that’s another debate).
Risky sports
Then, for the adrenaline junkies craving their daily dose of thrill, extreme sports often come with more risks. Insurance companies recognize this, but coverage for potentially risky sports injuries may come with an additional cost. Also, just so you know, depending on the insurance, riding a scooter might be considered a “risky” sport.
Then, for the adrenaline junkies craving their daily dose of thrill, extreme sports often come with more risks. Insurance companies recognize this, but coverage for potentially risky sports injuries may come with an additional cost.
Also, just so you know, depending on the insurance, riding a scooter might be considered a “risky” sport.
Civil liability
Civil liability is a crucial aspect to consider. If you accidentally cause harm (assuming you’re not a psychopath) to someone or their property, it can lead to legal procedures and hefty expenses. Of course, no one wants to deal with a court suit. Therefore, having travel insurance can provide a safety net.
Civil liability is a crucial aspect to consider. If you accidentally cause harm (assuming you’re not a psychopath) to someone or their property, it can lead to legal procedures and hefty expenses.
Of course, no one wants to deal with a court suit. Therefore, having travel insurance can provide a safety net.
Flight/train delayed or cancelled - Connection missed
Remember when airports were cancelling a bunch of flights after the crisis? In a post-COVID world, flight and train cancellations have become way too common. While some compensation may be legally mandated, having insurance ensures you get 100% of your money back, providing an added layer of security.
Remember when airports were cancelling a bunch of flights after the crisis? In a post-COVID world, flight and train cancellations have become way too common.
While some compensation may be legally mandated, having insurance ensures you get 100% of your money back, providing an added layer of security.
Luggage lost, damaged or robbed
Did you know that seven bags/items of luggage out of every 1,000 handled are earmarked as lost baggage? (source: here) Add the unfortunate possibility of theft, and you might find yourself with no clothes or travel gear. In those panic-inducing moments, knowing you have backpacker travel insurance will be a beacon of light in the darkness.
Did you know that seven bags/items of luggage out of every 1,000 handled are earmarked as lost baggage? (source: here) Add the unfortunate possibility of theft, and you might find yourself with no clothes or travel gear.
In those panic-inducing moments, knowing you have backpacker travel insurance will be a beacon of light in the darkness.
Aren't my credit card insurance and social security enough?
When planning your backpacking adventure, do you know what matters the most? Your security, and to do so, nothing’s better than choosing the right backpacker travel insurance. The best online banks might be a great ally in this quest. But, a simple card can also play an important role. Plus, your home’s location significantly influences your options, so let’s break it down, starting with social security and credit card insurance.
When planning your backpacking adventure, do you know what matters the most? Your security, and to do so, nothing’s better than choosing the right backpacker travel insurance. The best online banks might be a great ally in this quest. But, a simple card can also play an important role. Plus, your home’s location significantly influences your options, so let’s break it down, starting with social security and credit card insurance.
Social Security Considerations
For those in France, having a social security number allows you to obtain the European Insurance Card. This card is a lifesaver, covering most medical expenses across Europe. However, it’s important to remember that this coverage is strictly for medical issues.
It won’t help with flight cancellations, lost baggage, or civil liability. And if your travels take you outside Europe, this insurance becomes irrelevant.
For those in France, having a social security number allows you to obtain the European Insurance Card. This card is a lifesaver, covering most medical expenses across Europe.
However, it’s important to remember that this coverage is strictly for medical issues. It won’t help with flight cancellations, lost baggage, or civil liability. And if your travels take you outside Europe, this insurance becomes irrelevant.
Credit Card Insurance: A Closer Look
Credit card insurance can be a handy backup. Cards like Visa Premier or MasterCard Gold offer some insurance benefits. They cover various aspects such as medical emergencies and trip cancellations, but with limitations.
Firstly, this coverage is only valid for 90 days from your departure. Secondly (banks like to be tricky), to activate this insurance, you must purchase your plane ticket using your Visa Premier or MasterCard Gold. Without doing so, the coverage won’t apply. Now, let’s look at the protections offered by these cards.
Credit card insurance can be a handy backup. Cards like Visa Premier or MasterCard Gold offer some insurance benefits. They cover various aspects such as medical emergencies and trip cancellations, but with limitations.
Firstly, this coverage is only valid for 90 days from your departure. Secondly (banks like to be tricky), to activate this insurance, you must purchase your plane ticket using your Visa Premier or MasterCard Gold.
Without doing so, the coverage won’t apply. Now, let’s look at the protections offered by these cards.
VISA PREMIER
- Medical expenses: 155 000€
- Repatriation: Included
- Risky sports: None
- Civil liability: 1 525 000€
- Plane/Train Cancelled: 5000€
- Plane/Train Delayed: 400€
- Luggages Lost/Damaged/Robbed: 800€/luggage
- Damages to a rented vehicule: included
Mastercard Gold
- Medical expenses: 155 000€
- Repatriation: Included
- Risky sports: None
- Civil liability: 2 000 000€
- Plane/Train Cancelled: 5000€
- Plane/Train Delayed: 450€
- Luggages Lost/Damaged/Robbed: 850€/luggage
- Damages to a rented vehicule: included
Important to know
- Medical expenses have a 50€ excess
- Repatriation fees are fully included as well as the fees resulted from the damages occasioned to a rented vehicle and to the vehicle only
- The amount of money you can get for a plane or train delayed is for the occasional fees you had to pay waiting for the transport (accomodation, food…ect)
Which criterias should I look for when purchasing travel insurance?
Medical & civil liability upper limits
Medical and civil liability expenses vary greatly depending on your destination. These two coverage limits are crucial when choosing your backpacker travel insurance. Ensure your policy covers high costs, especially in countries where healthcare is expensive.
Medical and civil liability expenses vary greatly depending on your destination.
These two coverage limits are crucial when choosing your backpacker travel insurance. Ensure your policy covers high costs, especially in countries where healthcare is expensive.
Availability
This is straightforward. Is your backpack travel insurance available 24/7? Or only during specific hours? They should be reachable anytime, but let’s be civilised and avoid disturbing this poor secretary at 3 AM unless it’s an emergency.
This is straightforward. Is your backpack travel insurance available 24/7? Or only during specific hours?
They should be reachable anytime, but let’s be civilised and avoid disturbing this poor secretary at 3 AM unless it’s an emergency.
Excess
The term “excess” in insurance might be new to you. It refers to the amount you must pay out of pocket before your insurance coverage starts. Often, understanding excess is vital as it impacts your expenses during a claim. By balancing the right excess amount, you can manage premium costs and reduce potential financial burdens, making your coverage more efficient.
The term “excess” in insurance might be new to you. It refers to the amount you must pay out of pocket before your insurance coverage starts. Often, understanding excess is vital as it impacts your expenses during a claim.
By balancing the right excess amount, you can manage premium costs and reduce potential financial burdens, making your coverage more efficient.
Easy to understand
No one wants to decode terms and conditions written in jargon. Therefore, you must ensure the information you need is accessible and clear, whether on their website, social media, over the phone, or in the policy documents. Overall, understanding your coverage should almost be as simple as your travel plans.
No one wants to decode terms and conditions written in jargon. Therefore, you must ensure the information you need is accessible and clear, whether on their website, social media, over the phone, or in the policy documents. Overall, understanding your coverage should almost be as simple as your travel plans.
Claim process
The claim process is your formal request for compensation due to a covered loss or damage. Thus, it’s essential to know this process to ensure timely and accurate reimbursement. Look for insurance with an online claim process that is quick and easy to complete. When you’re exhausted or injured, I bet you don’t want to deal with endless paperwork.
The claim process is your formal request for compensation due to a covered loss or damage. Thus, it’s essential to know this process to ensure timely and accurate reimbursement.
Look for insurance with an online claim process that is quick and easy to complete. When you’re exhausted or injured, I bet you don’t want to deal with endless paperwork.
Exclusions
Sometimes, delving into the terms and conditions of your backpacker travel insurance can reveal hidden details. Exclusions may include pre-existing conditions or certain activities not covered by the policy. Carefully review these exclusions to ensure you aren’t left unprotected when you need coverage the most.
Sometimes, delving into the terms and conditions of your backpacker travel insurance can reveal hidden details. Exclusions may include pre-existing conditions or certain activities not covered by the policy.
Carefully review these exclusions to ensure you aren’t left unprotected when you need coverage the most.
Which backpacker travel insurance do I need?
Choosing the right backpacker travel insurance is like finding the perfect backpack: a daunting task. To find the perfect coverage, you need to assess your travel goals and the nature of your plans. Consider where your adventures will take you, any unique traits that might expose you to risks, and the potential for extending your journey. If you’re unsure, try to identify with one of the three traveller profiles below.
Choosing the right backpacker travel insurance is like finding the perfect backpack: a daunting task. To find the perfect coverage, you need to assess your travel goals and the nature of your plans.
Consider where your adventures will take you, any unique traits that might expose you to risks, and the potential for extending your journey. If you’re unsure, try to identify with one of the three traveller profiles below.
The Indiana Jones - Adventurous but Careless
Do you love climbing every ladder and scaling trees to get the best views? Are you always looking for hidden gems and ancient ruins off the beaten path?
You’re a true adventurer, known for your daring feats, like that time you almost broke your arm doing a backflip to impress someone. Yet, behind that adventurous spirit, you might remember being the last picked for sports as a kid.
For someone like you, backpacker travel insurance that covers extreme sports and adventure activities is essential. Look for policies with comprehensive medical coverage, risky sports options, and emergency evacuation, ensuring you’re protected no matter where your adventures take you.
Do you love climbing every ladder and scaling trees to get the best views? Are you always looking for hidden gems and ancient ruins off the beaten path?
You’re a true adventurer, known for your daring feats, like that time you almost broke your arm doing a backflip to impress someone. Yet, behind that adventurous spirit, you might remember being the last picked for sports as a kid.
For someone like you, backpacker travel insurance that covers extreme sports and adventure activities is essential. Look for policies with comprehensive medical coverage, risky sports options, and emergency evacuation, ensuring you’re protected no matter where your adventures take you.
The Mister Bean - Daydreamer Enjoying Life at Any Cost
Do you live in your world, savouring every moment? Maybe you’ve accidentally broken a window while playing football with local kids or caused a scene by crossing the street at a red light, lost in your favourite song.
While you might come across as a walking disaster, you embody the spirit of a carefree wanderer. Just try not to forget your luggage at the airport for the third time!
For the carefree traveller, a policy that covers mishaps and lost belongings is vital. Ensure your backpacker travel insurance includes personal liability, trip cancellation, and lost luggage coverage to keep your journey stress-free.
Do you live in your world, savouring every moment? Maybe you’ve accidentally broken a window while playing football with local kids or caused a scene by crossing the street at a red light, lost in your favourite song.
While you might come across as a walking disaster, you embody the spirit of a carefree wanderer. Just try not to forget your luggage at the airport for the third time!
For the carefree traveller, a policy that covers mishaps and lost belongings is vital. Ensure your backpacker travel insurance includes personal liability, trip cancellation, and lost luggage coverage to keep your journey stress-free.
The Sammy & Scooby-Doo - Prepared for Anything
Are you the type who assesses every risk before taking action? Always cautious, aware that danger can be around any corner?
You thrive on having a well-thought-out plan and are the friend everyone relies on. You’ve saved the day countless times, even if your friends sometimes find your caution annoying.
For the cautious traveller, the best backpacker travel insurance includes comprehensive coverage for every scenario. Look for policies with extensive medical coverage, trip interruption, and legal expenses.
Being prepared means you can enjoy your travels with peace of mind, knowing you’re covered for any eventuality.
Are you the type who assesses every risk before taking action? Always cautious, aware that danger can be around any corner?
You thrive on having a well-thought-out plan and are the friend everyone relies on. You’ve saved the day countless times, even if your friends sometimes find your caution annoying.
For the cautious traveller, the best backpacker travel insurance includes comprehensive coverage for every scenario. Look for policies with extensive medical coverage, trip interruption, and legal expenses.
Being prepared means you can enjoy your travels with peace of mind, knowing you’re covered for any eventuality.
My Favorite Backpacker Travel Insurance - For Every Need
SafetyWings
$56/month
(including USA+Canada: $104/month)
EXCESS APPLIES
- Medical expenses abroad: $250,000 ($100,000 for 65 years and above)
- Medical expenses in home country: Included for a limited time if the coverage bought is for 3 month min. (30 days, 15 for the US)
- Repatriation: $20,000
- Risky sports: Not included
- Civil Liability: $25,000
- Trip Interruption: $5,000
- Flight/Trains Delayed or Cancelled (engaging unplanned expenses): $100/day after a 12-hour delay (max. of 2 days)
- Luggages Lost/Damaged/Robbed: $3,000 per certificate period; $500 per item.
- Easy monthly subscription model with no travel duration limits
- No limit of hospitalization days covered (up to $100 a day)
- The range of medical expenses cover is wide
- Standard cover for riding a motorbike or scooter
- Financial help for the loss of passport
- Deductible of $250 per contract, not for each claim
- Low maximum payout compared to other insurances as well as civil liability
- Upfront payment in some hospitals
- No cover in Iran, Cuba & North Korea
Chapka
$55-62/month
(including USA+Canada: $79/month)
EXCESS APPLIES
- Medical expenses: $200,000 ( up to $1,000,000 in USA/Canada)
- Medical expenses in home country: Up to €15,000 for 30 days from the day of the return (then it stops working)
- Repatriation: 100% real costs
- Risky sports: Some are included others not (see details)
- Civil Liability: up to $4,500,000 (1,500,000$ USA/Canada)
- Trip Interruption: price of the flight
- Flight/Trains Delayed or Cancelled (engaging unplanned expenses): No
- Luggages Lost/Damaged/Robbed: $2,000 per certificate period; $1,000 per item
- Almost no excess (just for medical expenses in USA/CANADA $35 & hospitalisation night 30$)
- Cash advance up to $3,000
- Two-wheels cover if cylinder no larger than 125cm3
- Pregnancy complications covered (75% of the fees up to $8,000)
- tech & sport gears not included in the luggage insurance
- Waiting time of 12 days to be covered if insurance is taken out of the home country
- Do not cover a lot of "risky" sports
- Medical expenses: $100,000 ($300,000 outside of Europe)
- Medical expenses in home country: Included only in extreme cases (such as repatriation due to medical purposes) up to $1,500 and 30 days max
- Repatriation: 100% real costs
- Risky sports: Included (only if supervised by a professionnal club)
- Civil Liability: $450,000 (up to $750,000)
- Trip Interruption: 100% real costs
- Flight/Trains Delayed or Cancelled (engaging unplanned expenses): no
- Luggages Lost/Damaged/Robbed: $2,000 per certificate period; $300 per item.
- Cooling-off period of 14 days to cancel your insurance (without penalty or justification) if the certificate is for one month or more
- Two-wheels cover if cylinder no larger than 125cm3
- The majority of dangerous sports are covered (most of them are realised under a professional supervision)
- Tech & sport gears included in the luggage insurance
- Waiting time of 15 days to be covered if insurance is taken out of the home country
- No cover in Iran, Cuba, North Korea, Venezuela, Syria, Belarus & Crimea region
ACS
$40-60/month
(including USA+Canada: $37-96/month)
EXCESS APPLIES
- Medical expenses: $300,000 up to $500,000
- Medical expenses in home country: Included only for student coming back home during the holidays according to french calendar (up to $15,000)
- Repatriation: 100% real costs
- Risky sports: cover with the globe traveller offer (+$28 world & +$44 USA/Canada)
- Civil Liability: up to $4,500,000
- Trip Interruption: cost of return ticket
- Flight/Trains Delayed or Cancelled (engaging unplanned expenses): $150/ person (only if there is more than 4 hours of delay)
- Luggages Lost/Damaged/Robbed: $1,150 up to $2,000 per certificate
- Two-wheels cover if cylinder no larger than 125cm3
- A lot of options to adapt to your needs
- Lot of night extension covered if needed in case of medical situation (15 max)
- Excess only apply when the civil liability is engaged ($100)
- Do not cover tech materials
- medical expenses at home cover only for French resident
- Medical expenses: $3,750,000 (up to $10,000,000 with explorer plan)
- Repatriation: 100% real costs
- Risky sports: Included (only if supervised by a professionnal club)
- Civil Liability: $2,000,000
- Trip Interruption: $4,000 (up to $10,000 - explorer plan)
- Flight/Trains Delayed or Cancelled (explorer plan)
- Luggages Lost/Damaged/Robbed: $1,250 per certificate period (up to $2,500 with explorer plan)
- tech & sport gears included in the luggage insurance
- easily extendable while traveling
- cover almost all risky sports & activities
- expensive and excess applies to each claim
- motorbiking only included in the explorer plan (premium)
HeyMundo
$44/month
(including USA+Canada: $80/month)
EXCESS APPLIES
- Medical expenses: $2,500,000
- Repatriation: included
- Risky sports: cover with adventure sports bundle (+$12/month world & +$21/month including USA-Canada)
- Civil Liability: $60,000
- Trip Interruption: $5,000
- Flight/Trains Delayed or Cancelled (engaging unplanned expenses): up to $300
- Luggages Lost/Damaged/Robbed: up to $750 - $1,250
- remote consultation for medical advices included
- help with hospitalisation administrative procedure
- easily extendable while traveling
- financiel compensation for passport and personal documents theft
- expensive excess ($200) but only applies to medical expenses
- cover only until age 49
- only possible to subscribe for 3months, then need to renew
Important to know
- In case of theft, a police report should be filed maximum 48h after it happened, or will not be considered as valid by most of the insurers.
- For all luggages lost of degradation, original invoices of the concerned products and goods should be provided by the insured to expect a refund.
FAQ - In which cases am I not covered by the insurance?
Some of these points might seem obvious, but remember, some fellow travellers pack more stuff in their backpacks than brains (don’t laugh, it might be you).
Any voluntary testing in your home country
Insurance only covers incidental or unplanned emergencies up to 30 days out of a 90-day policy. So, if you’re thinking of voluntary testing at home, think again.
Any vaccinations
Overall, vaccinations can be a tricky area. Their necessity can change depending on your destination, but travel insurance typically doesn’t cover them. It’s up to you to ensure you’re protected. However, most countries offer safe and affordable vaccination centres if you find yourself in need.
Overall, vaccinations can be a tricky area. Their necessity can change depending on your destination, but travel insurance typically doesn’t cover them.
It’s up to you to ensure you’re protected. However, most countries offer safe and affordable vaccination centres if you find yourself in need.
Get medical treatment right after your insurance coverage starts
Although your case might hold some truth, trying to get medical treatment immediately after buying insurance can make you look like you’re trying to scam them. If you genuinely need immediate help, approach the insurer politely and clarify your situation.
Although your case might hold some truth, trying to get medical treatment immediately after buying insurance can make you look like you’re trying to scam them.
If you genuinely need immediate help, approach the insurer politely and clarify your situation.
Drunk Driving
If you decide to channel your inner Vin Diesel after half a bottle of tequila, don’t expect insurance to cover you. Any incident involving a blood alcohol content above the legal limit won’t be covered, you stupid.
Missed Connection Due to a Delayed Flight
This one’s a mixed bag. Some backpacker travel insurance policies might cover it, but often, it’s the airline’s responsibility to reimburse you if the delay is their fault. So, to avoid ping pong games to find the guilty, always check your policy details beforehand.
This one’s a mixed bag. Some backpacker travel insurance policies might cover it, but often, it’s the airline’s responsibility to reimburse you if the delay is their fault.
So, to avoid ping pong games to find the guilty, always check your policy details beforehand.
Ignoring Safety Gear During Activities
When tour organisers recommend specific clothing or gear, it’s for your safety. Ignoring these can turn an adventure into a rescue mission that won’t be covered. So, wear that helmet or life jacket and avoid unnecessary risks.
When tour organisers recommend specific clothing or gear, it’s for your safety. Ignoring these can turn an adventure into a rescue mission that won’t be covered. So, wear that helmet or life jacket and avoid unnecessary risks.
Treatment for STD
Unfortunately, most policies don’t cover STDs. The best prevention is to remember your sexual education lessons and stay protected. Think with your head, not with your D. Stay safe, fellow travellers!
Unfortunately, most policies don’t cover STDs. The best prevention is to remember your sexual education lessons and stay protected. Think with your head, not with your D. Stay safe, fellow travellers!
Cosmetic Dental Work
Dreaming of a smile fit for a Colgate ad? Think again. Only dental emergencies are covered. So, if you’re tired of having the teeth of a 50-year-old daily smoker and decide to get them whitened (or any jewellery implantation), you’ll have to pay out of pocket.
Dreaming of a smile fit for a Colgate ad? Think again. Only dental emergencies are covered.
So, if you’re tired of having the teeth of a 50-year-old daily smoker and decide to get them whitened (or any jewellery implantation), you’ll have to pay out of pocket.
Securing Your Journey with Solid Backpacker Travel Insurance
As we’ve journeyed through the essentials of backpacker travel insurance, it’s clear that preparation is key to a worry-free adventure. With the right coverage, you can explore worldwide with confidence, knowing you’re protected against unexpected mishaps. Now, it is your turn! What will be your backpacker travel list for this safe journey?
Remember, the best journeys start with smart choices. So, whether you’re an adventurous Indiana Jones, a carefree Mister Bean, or a cautious Sammy, take a moment to reassess your travel insurance needs before setting off. Then, the world awaits you to dive in and explore its numerous mysteries, so will you jump on board?
Bon voyage!
Wander with Purpose – Connect with Heart.
As we’ve journeyed through the essentials of backpacker travel insurance, it’s clear that preparation is key to a worry-free adventure.
With the right coverage, you can explore worldwide with confidence, knowing you’re protected against unexpected mishaps. Now, it is your turn! What will be your backpacker travel list for this safe journey?
Remember, the best journeys start with smart choices. So, whether you’re an adventurous Indiana Jones, a carefree Mister Bean, or a cautious Sammy, take a moment to reassess your travel insurance needs before setting off.
Then, the world awaits you to dive in and explore its numerous mysteries, so will you jump on board?
Bon voyage!
Wander with Purpose – Connect with Heart.
